Introduction:   When a teenager leaves high school, they have a lot of  unanswered questions.  What will I do now?  College/Trade School/Job?  One questions that most young adults do not think about is how they will take care of expenses should any medical emergency occur.  Most young people don't even think that they could get sick or even hurt, much less just how much it costs to go to the doctor or hospital.

Task:   Students will be divided in to groups

• Research Health Insurance Companies
• Define Key Terms Related to Health Insurance
• Agent, Age Limit, Ambulatory Care, Accident, COBRA, Calendar Year Deductible, Claim, Co-Insurance, Deductible, Death Benefit, Disability Income Insurance, Dismemberment Insurance, Dependents, Hospice, Health Maintenance Organization, Health Insurance, Insured, Loss, Lapse, Medicaid, Medicare, Major Medical, Pre-Existing Condition, Probationary Period, Preferred Provider Organization, Quote, Waiting Period
• Research the difference between Medical, Dental, Vision, and Prescription Coverage
• Research Health Care Expenses
• Define Medicaid and Medicare, and who benefits from these programs

Resources: Students may use the following web sites to help with research.
 

• The Consumers Guide to Health Insurance
• Health Insurance FAQ
• Glossary of Insurance Terms
• Senior Living Guide to Medicare/Medicaid
• Medicare Governmental Website
• Medicaid Governmental Website
• Facts on Health Insurance

Each member of your group must choose one of the following roles:

     Role 1:  Producer

          Your job will be to keep your production assistants on task and to oversee the entire
          production.  You will be responsible for arranging for the equipment needed and to
          facilitate the group as you work together.  You must use the rubric to check the
          presentation and you must arrange for a peer to check it also.  Ultimately you are
          responsible for getting the completed production to your teacher.

     Role 2:  Editor

          Your job will be to put together and edit the production as it is being produced.  You will
          need to check grammar, timing, the look of the slide, the sound of the production,
          etc.  You must make sure that all quotes are credited correctly and that no plagiarism
          has occurred.
 

     Role 3:  Researcher/Writer

          Your job is to gather the research and see that all members of the group read at least
          some of the information.  You should take notes as you read the research.  (Or you may
          assign different group members to read & take notes on the different sites.)  You must
          make sure that all members understand what the research is saying and declare their
          opinion of what you have found.  You should write the general script of your presentation
          and give it to the editor and producer to put into presentation form.  Be sure that your
          information and conclusion comply with the components of the rubric.

Evaluation: Alternate Groups and the Teacher will use a teacher made rubric for assessment/evaluation (Click here for Rubric Worksheet).  The teacher's rubric grade will count as a Test Grade and the students rubric grade will count as a Daily Grade.  In addition, each group member will assign a participation grade to co-members.  These scores will be averaged for an additional Daily Grade.  Total Grades, 1 Test and 2 Daily Grades.